If you ask around IC you will find out very quick some very nice places to go for exploration and observation points. The people, not the helpfiles, are the ones saying "check out the ships in hamsah docks bro, you get sweet edgepoints." Though they chose different words, that's basically what some people have said.

You don't say you worry about my example, then you give an example you do worry about and that isn't very different from mine. Wut?

If you don't explore hometowns, I can guarantee you will be missing some stuff. Maybe not much and not super secret sanctuary potions and anti-magic shell wands, but stuff that can be used as well as quest stuff. To some that may not be worth their time, to others it might be wonderful treasures.