Everything you lose because of a crash is just part of the fun. One of the easiest ways to get started up again is to seek out others (in character) to give you a hand regearing. If you can communicate to us your circumstances by roleplaying, a lot of us will lend you a hand. The playerbase wants to retain newbies, and when we realize a newbie needs help we're pretty good about it. Best of luck and welcome to carrionfields.