>1) Make a regear list:
>
>Write it down. Keep it next to you. After you die (and you
>will die) go to your corpse, then begin regearing immediately.
> Replace missing pieces as quickly as possible.

I'll agree with this and tack on as an addition/tangent that your ghost period is a valuable resource and should be treated as such. Often it's a chance to get at gear or resources that you can't realistically get while unghosted (or at least, without help you might not have, etc.) Example: Maybe your mid-40s warrior can realistically go request Vampire Slayer as a ghost but can't really get in to get it and suck up that vulnerable period without 1-2 allies that you don't have handy.

This is both completely true and also a way to look at death as not being a pure loss.

All that being said, you should still plan on being minimally functional as ghost ends. Getting that one piece of top-end gear isn't worth it if you end up starving in the dark with it, and picking up some better gear isn't worth it if you have to face a PK you can't win without gold to heal or a potion to get your ass out of there.