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Interest. I don't know for sure, but I'm fairly certain money in the bank collects no interest. It'd be nice if it did and might undercut some of the complaints about lacking funds. It wouldn't be a change-of-lifestyle addition, but it'd definitely help. Maybe have bank accounts collect interest at a rate similar to what Magistrates get paid. This interest accrues when the character is logged in.
P.S. Thank you for adjusting prices.
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