That makes good sense, but ToS seems to imply differently. Specifically section 22 that covers copyright. Unless I misunderstand something. The direct line "If you believe that *your* work has been copied..."

Seems to apply at least co-ownership of materials, if not full ownership by the author.

Not trying to be argumentative. I appreciate CF's appreciation of the collective intellectual property etc. Just interested in clarification and ToS agreements in particular interest me recently due to work related tasks.