Onglaurst required 100 gold of me when I took the bloodoath and I had it in somewhere under 2 hours of play time. It was all in coins. Somebody of the 30th rank can have 125 gold in items in 30 minutes. Know what I know now I could get 125 gold in items in 3 area repops.

Considering that I donated over 5 million copper in coins and items as a bard tells me something about how hard it is (ie: it's not).

100 gold is nothing, as far as I'm concerned.