If my regear is going to include the parallels to things sold at these guys, and I happen to have 60k sitting in the bank, I'm going to probably spend the 10k getting slightly upgraded skullrings, bronze belt, etc, rather than spending my time doing it. Not to mention that I can then spend that time as a ghost gathering a good weapon, or preps, or whatever.

Yay for decent buyable stuff. Not only Bone Knives anymore!