And play the character as a person who is developing themselves into a true fighter/mage and take it in stride with a few or more skills not being 100%.

Though, with the competitive nature of some/most, it's a null point because people play the game to win PK's, not to be a part of the world . I don't feel like a lvl 15 warrior should be perfect at all weapons and defenses, but a mature warrior at his prime should be near perfect.

My idea might make PK more fun, because when people start failing #### more often and don't just obliterate the range, it's like a live experience of D&D where that roll might win the fight, or it might lose it

Just my 2 cents, play your game how you like and enjoy me being a free pk to you hardcore min/maxers out there