Overall I think you're basically right and it wouldn't make me delete by itself, annoying as it is. I mostly agree if you're a gnome or something, but I was a fire giant and already couldn't practice a bunch of stuff or max out my basic stats and was counting on that next train four levels away. Not crippling, just really annoying on top of everything else. I do somewhat disagree that the cost is insignificant, though, since a "few" trains is 30hp, which is around 5% of your base hp.