Yes - I still live there. It's very hard to buy a decent place for less than a million if you are looking at Marin/SF/Peninsula. I do it by going across the Bay BART is extremely efficient, even by car, the furthest possible time you'd have to commute is one hour (that's way too long of a commute for me, but it's the extreme), and some of the communities are very nice. Another big plus is the diversity - and the public schools tend to be better across the Bay, as well. You can definitely find a 4BR/2BA house in a great school district with less than 45 minute commute for under a million.