Agreed, but only in the low/mid levels. At 51, there are enough preps and gold sources where you can just lay it on me and I'll fix it, other than the super ridiculous 100+ tick level 60 plagues and stuff. From PCs though, it's fine.

It's at levels 11 - 40 that I'll avoid certain people just because that while I think I'm over all stronger, I don't think I can seal the kill and don't want to deal with having to burn through a RL hour's worth of gold just to go through the song and dance with that person.

Dying aside, sometimes it's better to just not fight someone and spend the preps/gold on someone (or multiple someones) else than it is to burn it all playing tag with a necro, AP, shaman, etc., especially when (good) save vs. spell gear is hard to come by.